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Cookie Policy

Last Updated: May 11, 2026

What Are Cookies?

Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently and provide information to website owners.

Cookies allow the website to recognize your device and store some information about your preferences or past actions, making your browsing experience more convenient and personalized.

How We Use Cookies

Luminous Retreat uses cookies to:

  • Understand how you use our website and improve user experience
  • Remember your preferences and settings
  • Analyze website traffic and performance
  • Enable certain website functionality
  • Provide personalized content and recommendations
  • Measure the effectiveness of our marketing campaigns

Types of Cookies We Use

Strictly Necessary Cookies

These cookies are essential for the website to function properly. They enable core functionality such as security, network management, and accessibility. You cannot opt out of these cookies as the website would not function correctly without them.

  • Session cookies: Temporary cookies that expire when you close your browser
  • Security cookies: Used to authenticate users and prevent fraudulent use of login credentials

Performance and Analytics Cookies

These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. This helps us improve the website's performance and user experience.

  • Number of visitors to the website
  • Pages visited and time spent on each page
  • Source of traffic (how you arrived at our website)
  • Error messages encountered

Functional Cookies

These cookies enable the website to provide enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages.

  • Remembering your preferences and settings
  • Storing form information you've entered
  • Providing enhanced features and content

Targeting and Advertising Cookies

These cookies may be set through our site by our advertising partners. They may be used to build a profile of your interests and show you relevant advertisements on other websites.

  • Delivering advertisements relevant to your interests
  • Limiting the number of times you see an advertisement
  • Measuring the effectiveness of advertising campaigns

Third-Party Cookies

In addition to our own cookies, we may also use various third-party cookies to report usage statistics of the website, deliver advertisements, and provide social media features.

Common third-party cookies on our website may include:

  • Google Analytics for website traffic analysis
  • Social media platforms for sharing functionality
  • Advertising networks for targeted marketing

These third parties have their own privacy policies, and we have no control over their cookies. We encourage you to review their privacy policies for more information.

Managing Cookies

Cookie Consent

When you first visit our website, you will see a cookie banner asking for your consent to use cookies. You can choose to accept or reject non-essential cookies at that time.

Browser Settings

Most web browsers allow you to control cookies through their settings. You can:

  • View what cookies are stored on your device
  • Delete cookies that are already stored
  • Block all cookies from being set
  • Block third-party cookies only
  • Clear all cookies when you close your browser

How to Manage Cookies in Common Browsers

  • Google Chrome: Settings > Privacy and security > Cookies and other site data
  • Mozilla Firefox: Options > Privacy & Security > Cookies and Site Data
  • Safari: Preferences > Privacy > Cookies and website data
  • Microsoft Edge: Settings > Cookies and site permissions > Cookies and site data

Opt-Out Tools

You can also use the following opt-out tools for specific types of cookies:

  • Google Analytics: Google Analytics Opt-out Browser Add-on
  • Advertising cookies: Visit Digital Advertising Alliance or European Interactive Digital Advertising Alliance

Impact of Disabling Cookies

If you choose to disable or refuse cookies, please note that some parts of our website may become inaccessible or not function properly. Specifically, you may experience:

  • Inability to remain logged in to your account
  • Loss of personalized settings and preferences
  • Reduced website functionality
  • Less relevant content and advertising

Cookie Lifespan

Cookies on our website have varying lifespans:

  • Session cookies: Deleted automatically when you close your browser
  • Persistent cookies: Remain on your device for a set period (typically 30 days to 2 years) or until you manually delete them

Updates to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices, technologies, legal requirements, or other factors. We will notify you of any significant changes by posting the updated policy on this page with a new "Last Updated" date.

We encourage you to review this Cookie Policy periodically to stay informed about how we use cookies.

Contact Us

If you have any questions about our use of cookies or this Cookie Policy, please contact us:

Email: [email protected]
Address: Level 12, 247 Collins Street, Melbourne VIC 3000, Australia

Luminous Retreat

Financial optimization and wealth architecture services for Australians ready to take control.

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